That has always been a deliberately-loose rule of thumb. Over about 32 GB, RAM requirements depend largely on workload. What do you intend to be doing with the system?
Just for storing those things? Most likely 16 GB will be fine. Acting as a media server (Plex/Emby/Jellyfin)? I'd bump it up to 32 GB. I'd recommend using the largest RAM modules you can, to maximize room for expansion if/when needed.
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