Backblaze had a neat set of articles on this in 2013 that they unfortunately have not updated since.
One of them looked at the life expectancy of so-called Enterprise drives vs. consumer drives and found no difference. Granted, the use case at Backblaze is different from most homes but it's a starting point. Similarly,
they had a nice set of charts suggesting what we should expect our drive life to be over time. I would not read the world into this data since it's 8 years old, covers disk mechanisms no longer sold, is unlikely to include helium drives, etc. (a lot of those drives were shucked).
Depending on how many drives you've got a hankering for, also consider the cost of the warranty vs. the cost of another drive. Given a choice, it likely makes more sense to have an additional spare on hand rather than pay for the warranty (i.e. number of drives times the marginal cost between Iron Wolf and Iron Wolf Pro). Remember, most drives that die within warranty tend to do so on arrival or when young. That's also why you should torture your drives on arrival with the badblocks test a few times.
Old age deaths usually occur well after the drive is out of warranty, especially if the drive was well-cared for (i.e. good temperatures, no spin-downs, no physical movement, and an expected level of activity).
Also consider that a drive on hand (esp a burnt-in, known-good, but offline) is better security than any warranty an OEM / merchant can give you. Remember the impact of the the Thai floods on the global HDD supply chain in 2011? I do. Under those circumstances, a OEM / vendor can claim force majeure and leave you stranded re: warranty claims.
Helium-filled drives command a premium due to their expected longer life, lower energy costs, and lower heat.
For SOHO use, a 5,900-RPM drive (if it actually spins at that speed) is perhaps a better match, especially if you're dealing with a 1GbE ethernet connection.